MRMIP is California's insurance program for people with serious health problems /pre-existing conditions who are not able to buy individual health insurance.
As a result of federal healthcare reform, California also offers a federally-funded health plan called the Pre-Existing Condition Insurance Plan (PCIP). To qualify for PCIP you must be without any health coverage for six months.
MRMIP Graduate Program
The following information applies only to people who are on the MRMIP Graduate Program.
Prior to September 30, 2007, you could stay on MRMIP coverage for only 36 months. After 36 months, you could then buy coverage from a MRMIP Graduate Program plan.
Health plans that sell individual health insurance in California were required to offer MRMIP Graduate Program coverage for MRMIP "graduates." The cost is 110% of the rate for regular
MRMIP Program coverage.
MRMIP Graduate Program Plans
The DMHC oversees the following health plans that offer MRMIP Graduate Program coverage. Click on a plan to see its benefits, co-pays, and other costs, as well as information on
enrollment and selecting providers. The plan's phone number is also listed. Contact the plan for the most recent up-to-date information.
Blue Cross of California MRMIB Post-Graduate Plan
Blue Cross of California MRMIB Post-Graduate Plan Premium Rates
Blue Shield of California MRMIB Post-Graduate Plan
Blue Shield of California MRMIB Post-Graduate Plan Premium Rates
Kaiser Foundation Health Plan MRMIB Post-Graduate Plan
Kaiser Foundation Health Plan MRMIB Post-Graduate Plan Premium Rates
Health Net MRMIB Post-Graduate Plan
Health Net MRMIB Post-Graduate Plan Premium Rates
Premium Rates for MRMIP Graduate Program Plans
The chart below shows the monthly premium rates and the geographic areas in California where plans offer coverage. Not all plans offer coverage in all areas or in every zip code in a county.
MRMIB Post-Graduate Premium Rate Chart
The California Department of Insurance (www.insurance.ca.gov) also oversees some plans in the MRMIP Graduate Program. You may visit their web site for information on these plans.
1-800-289-6574 (many languages)